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About State ECU

We're looking forward with you in mind.

We began as a two-person operation in a tiny office in 1958, with the intention to serve people who worked for the state of New Mexico. We've since expanded our membership, but have maintained our mission to provide friendly, personalized service to our members — backed by always-progressing, value-packed products and services.

We're always improving our membership offerings. Some of our current ones include:

  • Free Kasasa® checking — Checking that you deserve. Enjoy earning rewards that matter, all for doing banking basics that you probably already do.
  • Membership Benefits — Whether you're banking or managing other aspects of your life, we want to ensure that you're always taken care of. Treat yourself to rate discounts on loans and increases on deposit products by doing simple things like using direct deposit, having a credit card, and more! Besides crafting a rewards program for our members, we’ve also secured major discounts at several other external companies.
  • A range of loan products — Don't just get a loan, get a lasting and rewarding relationship with State Employees Credit Union. We work very closely with you to customize a loan that matches up with your unique situation.
  • Lots of convenience — From our credit union-managed blog to fraud prevention tips — we offer several convenience services to keep your banking life secure and easy.
  • Anywhere access — Travel around the country and enjoy the same banking convenience as if you were in your hometown. Enjoy free ATM access at over 30,000 ATMs nationwide via our partnership with the CO-OP Network. Plus, bank-on-the-go at over 4,600 credit unions thanks to our shared branching membership.


You’re not just another "customer."

At State Employees Credit Union, you’re not a customer or a number — you’re a member with an active voice in a credit union that caters to your specific needs.

As a not-for-profit institution, rather than focus on personal gains, we pour earnings back into the credit union to provide better rates, products, and services for you.

Outside of simple banking needs, we also work hard to secure a number of Membership Benefits to provide you with value and discounts in several aspects of your life.


Then and now.

Since our earliest days, we’ve expanded our branches, grown to over 38,000 members, and expanded our staff to 130 employees — all while remaining dedicated to our founding commitment to our members. All of this has only been possible because of your longstanding dedication to us.

And if you’re not yet a member, we'd like to invite you to a more rewarding banking relationship that will always put you first. If you are a member, we'd like to sincerely thank you for your loyalty to us. We’re committed to showing you the same respect and loyalty that you've shown us over the years. We look forward to building a bright future with you.