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The future looks bright

We recognize that our members are in all different stages of life. But one thing is universal — you have specific short- and long-term goals. The plans of a young adult just graduating college likely won't be the same as someone preparing for retirement. 

That’s where we come in. We offer a wide range of products, services, and educational resources to empower your dreams — no matter where you are in life.


We've highlighted some specific offerings that could be beneficial to different age groups. Take advantage of the full suite of suggested products or single out one or a few to meet specific goals. All the while, save at your own pace — ramping up or toning down your rate and size of deposit according to how aggressively you plan to meet your goals.

Remember, it's never too early or late to get on the road toward your dreams. Rest assured that State Employees Credit Union will be right there beside you every step of the way.

BALANCE Education & Counseling

We’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. 

Youth (1-17)

It's never too early to start building the foundation of good saving habits! Save for your first car, for college, or even for something not yet on the horizon. Our youth-centric product offerings allow our youngest members to learn the principles of money management, while solidifying their efforts with real-life payoffs.

Young Adults (18-25)

From 18 to 25 your life is changing at a rapid pace, as well as your monetary situation. This transitional time often includes anything from learning to finance your first car and managing school, to planning fun Spring Break or summer vacations with friends, and of course, some shopping excursions along the way. Luckily, we offer a wide range of budget-friendly loans, savings options — even cheap vehicles for sale — to help keep these more immediate goals attainable.

Adult (25 – 55)

Between 25 and 55 is a very important time, involving big financial decisions. Life takes on a whole new level of responsibility — with career development, family, and personal assets all involved in the mix. At State Employees Credit Union, we're always here to see you through these influential decisions. From home buying and family vehicle shopping to saving for your retirement, your childrens' education, family trips, and much more, we're always here with the friendly, professional guidance you deserve.

Future Retirees (55+)

From 55 on it's time to start planning exactly how to allocate your savings and spend your well-deserved retirement. We offer a range of guidance, including retirement, will planning, investments, and IRAs, ensuring that you and your loved ones are covered today and in the years to come.