Skip to content


Our Visa® credit card offers a fast and easy way to pay — whether you’re here in Northern New Mexico or anywhere else. It’s accepted just about everywhere. Enjoy competitively low rates and no annual fees with all of our cards. A nice bonus: by making timely payments you can build or repair your credit score.

  • Competitively low, variable rate
  • uChoose Rewards
  • No annual fee
  • Make purchases online or in-store virtually anytime, anywhere
  • Manage securely online at any time

With uChoose Rewards® you get points everytime you make a purchase with your State ECU Visa Credit Card*. Use your points to pick from a large selection of great gifts. 

*uChoose Rewards not available for business account cards.

Manage Online Here – Log in to Online Banking 
24/7 Cardholder Service: Call 1-855-510-4595

Already have a State ECU credit card? Log in to your State ECU Online Banking account to manage your credit card activity, 24/7. See transactions, make payments, and more.


Android  Apple

Take control of your card with Card Valet. Monitor balances, transactions, turn your card(s) on or off with the click of button, and more. This is the same service that currently works with you debit cards.

Get spending flexibility.