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Credit Card

Make purchases anytime, anywhere.

Our MasterCard® credit card offers a fast and easy way to pay — whether you’re here in Northern New Mexico or anywhere else. It’s accepted just about everywhere. Enjoy competitively low rates and no annual fees with all of our cards. A nice bonus: by making timely payments you can build or repair your credit score.

  • Competitively low, variable rate
  • No annual fee
  • Make purchases online or in-store virtually anytime, anywhere
  • $100,000 travel accident insurance
  • $300 bag insurance
  • Zero liability in the event of credit card fraud
  • Manage securely online at any time
  • Establish or re-establish credit history
  • Easily replaced if lost or stolen


Manage your card online at GoToMyCard

Already have a State ECU credit card? Visit GoToMyCard to manage your credit card activity, 24/7. See transactions, make payments, and more.

MasterCard SecureCode™

Add more security to your transactions by registering for MasterCard SecureCode. Simply select a PIN code exclusive to your card.

Upon making a transaction, you’ll be asked to authenticate it by entering your private PIN — shutting down the possibility for anyone else to use your card. It's a quick and easy way to add an extra layer of protection.

Register your card now.

For more information or a specific inquiry, view our SecureCode Frequently Asked Questions page.

Get spending flexibility.