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There’s nothing like cruising the I-25 corridor in the car or truck of your choice. We’ll get you on the road in the vehicle that you really want, at a rate you can afford. Borrow up to 100% of your vehicle’s value, and get pre-approved so you’ll have all the leverage you need at the dealership.  

Summer of Wishes - State ECU Auto Loans

Wishing for more money in your pocket this summer? How about no car payments for 90 days and $150 cash. Whether you’re buying a new vehicle or refinancing, we’re here to help those summer wishes come true.

  • 90 Days No Payments2
  • $150 Cash3
  • Purchase or Refinance4
  • Meet or Beat Your Rate1

1Floor rate of 2.99% APR (Annual Percentage Rate). 2The first month’s payment may reflect a smaller or zero principal reduction due to the number of days of interest accrued from the closing date to the first payment date. 3Loan must be active for a minimum of 12 months. 4New money only, in-branch loans, minimum of $10,000. Qualifications may apply, visit for more details.OAC. Offer expires August 31, 2019.


  • Buy new or used
  • Borrow up to 100% of vehicle’s value
  • Save with a competitive rate
  • Variety of terms available (up to 84 months)
  • Pre-approval available
  • Affordable payments
  • Convenient automatic payment options
  • No Prepayment Penalty
  • No processing fees
  • Easy application process
  • Friendly and convenient service
  • Decisions made here in New Mexico

Enjoy extra savings with our Membership Benefits:

  • Up to 0.70% off of your loan rate
  • 0.25% rate discount for auto pay
  • 0.10% rate discount with Kasasa Checking Account
  • 0.10% rate discount on applicable loans
  • GAP protection available
  • Extended warranties available


Ride off into the sunset.