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Membership Benefits

Our focus isn't profit — it's you.

As a not-for-profit institution, we pour earnings into providing you with special member benefits — including better rates, products, services, and discounts. See details below about some of the special benefits available to you as a member.


Better Rates

Our loyalty rewards program makes it even easier for you to take advantage of high interest checking accounts, online programs, low interest loans, and more. We'll work with you and your family's financial requirements to ensure you have the support you need, while also helping you save toward your goals.

Gain up to 0.70% off of your qualifying loan rates and an even higher rate on deposits. View our Member Loyalty Rewards rates below to discover the different ways State Employees Credit Union helps make the most of your money.

If you haveSubtract from SECU Loan Rate
Automatic Debit - 0.25%
Reward Checking - 0.10%
If you haveSubtract from SECU Loan Rate
Auto Loan - 0.10% (limit 1 account)
Mortgage Loan - 0.25% (limit 1 account)

*Disclaimer: Mortgage loans, CD/Share Secured loans, credit cards, and all other promotional loans are not eligible for discounts. Discount applies to loans closed at an SECU branch.

Apply for an Auto Loan   Apply for a Personal Loan

If you haveAdd to your share certificate accounts
Checking Account + 0.10%
Full Direct Deposit + 0.10%
SECU Credit Card + 0.10%
Consumer Loan + 0.10%
Mortgage + 0.10%

Open a Share Certificate


External Discounts

But we don't just stop there. For being such a loyal member, we also provide discounts and benefits at places outside of the credit union. We've partnered with some fantastic businesses and organizations in order to make this happen.

Whether inside one of our branches or outside these doors, we want strive to ensure that our members are being taken care of wherever they go.

The following discounts are available to you just for being a State Employees Credit Union member:


Gain Peace of Mind With Trustage Insurance

TruStage is insurance the credit union way. Their products and programs are made available through TruStage Insurance Agency and are offered only to credit union members.

Today, more than 15 million members rely on them for their products, programs, services, expertise and experience. With a commitment to dependability and a members-first philosophy, TruStage helps you protect what matters most.

Learn More


Enjoy Discounts With Sprint

Sprint Credit Union Member Cash Rewards