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Home is where we truly belong. Whether it’s your hometown, first home, or your dream home, there’s no place as comforting or as personal. At State ECU, your mortgage stays in New Mexico with local decisions, underwriting, and support from start to finish. We understand your financial needs, because we’re from the same place you are.

NEW - 30 Year Fixed Home Loans

  • Competitive Rates
  • Conventional Loans
  • No PMI
  • Local Decisions
  • Local Support
  • Local Payments

Rate discounts for auto pay and checking do not apply to 30, 20, and 15 year fixed rate loans. 

Local Home Loans

  • Purchase or refinance at a competitive rate:
    • Primary residence
    • Second home or vacation home
  • Land loans available
  • Fixed rates
  • 0.15% rate discount for auto pay
  • 0.10% rate discount for auto pay from SECU checking account
  • Pre-approvals available
  • Affordable payments
  • Easy application process
  • Friendly, convenient service
  • Decisions made here in New Mexico
  • No prepayment penalties

All homes financed must be within New Mexico. 

NMLS# 402473

Come see us at our NEW Mortgage Center

1611 Calle Lorca
Santa Fe, NM 87505

Schedule your appointment online here or call us at 505-954-3474

Let's get you the financing you need.