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One night a spaceship landed and left us a branch that fits in your pocket. Okay, so maybe that didn’t happen, but we do love to tell a good story. Wherever it came from, free mobile banking is here — and you can do your banking wherever you are with your web-enabled device. Download our free app today for maximum convenience.

iTunes  Google Play

Simple, safe and secure

  • Free, on-the-go banking service 24/7/365
  • Check your balance 
  • Mobile Check Deposit
  • Transfer funds
  • Find nearby ATMs & branches
  • P2P Transfers
  • Pay Bills
  • Save time on trips to the branch
  • Fast, secure, and easy to use

How to Get Started

Three simple steps to quickly get your new mobile banking app up and running. 

  1. Download & launch the NEW State ECU NM mobile app
  2. Use the same login/password you use for Online Banking
  3. Enjoy your new mobile freedom

Online Banking Account – You must be enrolled in online banking to access State ECU NM Mobile Banking. You can enroll by calling 800-983-7328

A more secure, convenient way to make your next purchase. Google Pay, Apple Pay, and Samsung Pay are now available!

  • Check Out is Quick & Easy
  • More Secure Than Ever
  • Your Smart Phone Is Your Wallet

To get started visit the following sites:




CardValet is ideal for a member who wants to proactively manage their State ECU debit and credit card accounts through their smartphones. The financial management capabilities of CardValet enable cardholders to:

  • Card usage controls: Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed pre-defined thresholds. Transactions can also be monitored or controlled for specific merchant categories such as gas, hotel, travel, restaurants, groceries or electronic store
  • Card on/off setting: When the card is "on," transactions are allowed in accordance with each cardholder's usage control settings. When the card is "off," no purchases or withdrawals are approved until the card is turned back "on." This control can be used to disable a lost or stolen card
  • Location-based controls: The My Location control can restrict transactions to merchants located within a certain range of each cardholder's location (using the phone's GPS); transactions requested outside of the specified range can be declined
  • Interactive alerts: CardValet can send a real-time alert when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but is declined
  • Financial features: CardValet also enables cardholders to conduct limited card-related transactions wherever they are, any time of the day, including real-time balance inquiries and locating ATMs

Download for Google or Apple. Follow the in-app prompts to begin linking your account. 

The following are a few tips to get you started with the Mobile Deposit.

Click here to check out our quick guide.

Depositing Your Check

  • Sign / Endorse the back of your check, and label it “For Mobile Deposit Only at State ECU” 
  • Follow the prompts in the State ECU Mobile app to ensure your checks are deposited properly. 

Cut-Off Times

Check images received by us before 3:00 p.m. Mountain Standard Time on a Business Day will be processed on the same day. Check images received by us after 3:00 p.m. Mountain Standard Time will be processed on the next Business Day.

Check Acceptance

  • Each item will be reviewed and is subject to acceptance.
  • Check ‘Deposit History’ for confirmation of acceptance or notice of denial.
  • When accepted, checks are subject to holds as if they were deposited in person at a branch.
  • Retain your check for 30 calendar days after it has been accepted. 

 Ineligible Items

  • Altered Checks
  • Cashier’s Checks
  • Foreign Checks
  • Lottery or Prize winnings.
  • Money Orders
  • Third Party Checks (paid over checks)
  • Travelers Checks
  • US Treasury Checks

Please review the Mobile Deposit Disclosure prior to using the service and for a complete list of ineligible checks and other details. 

We're glad to answer any questions you have.