Click below to download a desktop version of our disclosures:

  • Billing Rights - Know your rights in case of errors or inquiry about your statement.
  • Certificate Builder Disclosure - Read the disclosure for this savings product.
  • COPPA - Children's Online Privacy Protection Policy
  • Disclaimer regarding 3rd party websites - At certain places on this site, there are links to other web sites. State Employees Credit Union does not endorse, approve, certify, or control their external sites and does not guarantee their accuracy, completeness, efficacy, timeliness, or accurate sequencing of the information contained within them.
  • E-Sign Disclaimer - Your online signature.
  • E-Statement Disclosures - Learn about E-Statements and how they work for you.
  • Funds Availability - This disclosure describes your ability to withdraw funds at State Employees Credit Union of New Mexico.
  • Identity Theft Notice - Be sure to protect yourself from the possibility of fraudulent scams.
  • Kasasa Cash(Rewards Checking) - The disclosure for our Kasasa Cash Checking account.
  • Kasasa Cash(Rewards) + Saver - The disclosure for our Kasasa Cash Checking account, plus Kasasa Saver Savings account.
  • Kasasa Cash Back - The disclosure for our Kasasa Cash Back Checking account.
  • Kasasa Cash Back + Saver - The disclosure for our Kasasa Cash Back Checking account, plus Kasasa Saver Savings account.
  • Kasasa Tunes(Perks+ Checking) - The disclosure for our Kasasa Tunes Checking account.
  • Mobile Banking - End user license agreement terms for mobile banking.
  • Mobile Deposit Capture - Services disclosure and agreement.
  • Overdraft Privilege Program - View the details of our Overdraft Privilege Program.
  • Privacy Policy / Privacy Notice - All financial companies need to share members personal information to run their everyday business.
  • Substitute Checks - Know your rights and other information about electronic check imaging including substitute checks can be viewed by clicking here.
  • Truth in Savings Disclosure - Get the rates, fees, and terms of the savings and checking accounts offered by the State Employees Credit Union.
  • Member Handbook - Get the terms of the products State Employees Credit Union offers.
  • Unlawful Internet Gambling - Department of the Treasury and the Federal Reserve Board issued a joint ruling to prevent unlawful Internet gambling businesses from utilizing the banking system to process restricted transactions.
  • USA Patriot Act You may be asked more questions to establish and confirm your identity when you open a new account, request a loan, or perform a transaction on your account.