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LOAN RATES
Effective April 21, 2008
UNSECURED LOANS
|
TYPE |
TERM |
RATE |
|
Signature |
36 months |
As low as 9.75% |
|
VISA Classic VISA Gold |
Revolving |
14.4% 12.5% |
|
Line of Credit |
Revolving |
As low as 9.75% |
VEHICLE LOANS
|
TYPE |
TERM |
MAX FIN |
RATE (As low as) |
|
New Over 20K |
60 months 72 months |
100% |
5.50% 5.75% |
Used 06-07 |
60 months |
90% |
5.50% |
Used 04-05 |
48 months |
90% |
6.50% |
Used 99-03 |
36 months |
Loan Value |
6.50% |
OTHER SECURED LOANS
|
TYPE |
TERM |
MAX FIN |
RATE (As low as) |
|
Share Secured <$5000 >$5000 |
60 months 120 months |
100% 100% |
4.65% 4.65% |
|
Certificate Secured |
Maturity Date of CD |
100% |
2.5% over CD rate |
|
RV’s/Boats |
84 months |
90% |
7.00% |
|
Motorcycles |
60 months |
90% |
7.50% |
Note: .25% rate reduction for payroll deduction or auto debit on all loans with the exception of Mortgage, Share and CD secured loans, and pre-discounted promotional loan specials.