Disclosures

Click below to download a PDF version of our disclosures:

  • Billing Rights - Know your rights in case of errors or inquiry about your statement.
  • Certificate Builder Disclosure - Read the disclosure for this savings product.
  • Disclaimer regarding 3rd party websites - At certain places on this site, there are links to other web sites. State Employees Credit Union does not endorse, approve, certify, or control their external sites and does not guarantee their accuracy, completeness, efficacy, timeliness, or accurate sequencing of the information contained within them.
  • Electronic Funds Transfers (ATM/Debit Card Disclosure) - Know your rights and responsibilities concerning electronic funds transfers.
  • Funds Availability Policy - Your ability to withdrawal funds under a variety of circumstances is described in our Funds Availability Policy.
  • Membership and Account Agreement - Our membership and account agreement with contains a variety of rights and responsibilities.
  • Reward Checking - Read the disclosure for our high interest yielding Reward Checking product.
  • Substitute Checks - Know your rights and other information about electronic check imaging including substitute checks can be viewed by clicking here.
  • Truth in Savings Disclosure - Get the rates, fees, and terms of the savings and checking accounts offered by the State Employees Credit Union.