Young and Free Checking
Young & Free Checking is the ultimate account for 18 to 25-year-olds. With all the features you need and some great extra perks, living Young & Free in New Mexico has never been easier.
Below are some of the great features and perks you'll get with your Young & Free Checking account.

- Summary
- Free $10 iTunes credit when you open your Young & Free Checking account
- $5 iTunes credit**
- No Monthly Fee
- Oops NSF Fee refund - Use your Oops NSF Refund up to four times a year.
- Free ATM network transactions
- Free debit/check card
- No minimum balance required to earn rewards
- Free e-statements
- Free online banking
- Free Bill Pay
- Foreign ATM Refunds up to $25**
**To get $5.00 in free iTunes download credits and ATM refunds every monthly qualification cycle, just do the following:
- Have at least 10 point-of-sale debit card transactions post and clear
- Have one recurring electronic deposit or withdrawal post and clear
- Log on to your free online banking
- Receive and review e-statements
If you don't meet the qualifications, that's okay, you still get free checking and you get the opportunity to qualify again the very next monthly qualification cycle!




